Product Design & Governance
Product complexity is increasing to keep pace with the requirement to balance downside risk management with active investment strategies for an ageing population
Barrie & Hibbert offers a range of stochastic modelling tools that allow clients to form an objective understanding of key product design issues, within a framework that is consistent with the management of the risk. These tools also allow our clients to better understand earnings volatility under a range of market conditions - helping them design more profitable products.
Product Risk Service
This service allows for the testing of product designs against objective benchmarks and against competitor's products, across a wide array of features and risk measures. Following the launch of a product, the service can be used to support ongoing monitoring of products and their underlying assets, helping to comply with TCF.
Asset Allocation Service
Our asset models can be applied to develop and regularly review a set of risk-graded investment strategies.
Asset Scenario Service
Supporting the product design process, this service provides access to the underlying stochastic asset scenarios based on our standard product risk model set–up and calibration.
iESG Modelling Suite
For those products with embedded guarantees, or where the impact on earnings volatility of a particular product is of interest, the full iESG Modelling Suite can be used to support the product design process.